The devastating winter floods are likely to result in more than £446m being paid out to people whose property and businesses were damaged.
Insurers say some £276m will be paid out to around 9,000 homeowners whose properties were flooded, £149m will go towards covering 3,100 claims from businesses and £22m will go to owners of flooded vehicles.
The Association of British Insurers (ABI) figures amount to the equivalent of £6.7m being paid out every day between December 23 and the end of February.
The wet weather meant temporary accommodation was needed for more than 2,100 flooded households, at a projected cost of £24m to insurers.
Areas in Gloucestershire were flooded for miles around The ABI said flood victims have so far received emergency payments of £27m.
Loss adjusters have made more than 6,500 visits to assess damage and organise emergency payments or repair work.
ABI director general Otto Thoresen said: "The flood waters may have mostly receded, but for many the distress of being flooded remains raw.
"Insurers and loss adjusters are playing a crucial role in the recovery process.
Michael Dennett's boatyard near the River Thames was badly-flooded "A badly flooded property can take months to become habitable again, so insurers continue working around the clock to ensure that the drying out process is completed as quickly and as safely as possible."
Mr Thoresen continued: "While of course this was a serious and significant bad weather event the current flood damage costs remain well below the severe floods of 2007 when insurers paid out £3bn to customers."
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